Ive been saving over 500 and now have a savings of approximately 10,000.Is it bad to save money without telling your husband?
If your husband is a bit of a financial loser and can't control his spending, then it's best you keep savings from him. You are both responsible for the welfare of the family. So play to your strengths. You are protecting your family from the danger of being destitute. I think in your situation, what you are doing is perfectly rational and legitimate.
If your husband is not financially responsible, that puts the family at risk. So you need to protect the family's financial welfare, and by stashing some cash, you are doing exactly that.
If your husband was an alcoholic, and you had a bottle of vodka hidden in the toilet cistern where he'd never look, because it would harm him (he would be unable to restrain himself from drinking it, and potentially do something he later regretted) it would be the same. Or if your husband was a recovered heroin addict, and you had a medical condition that required you to be on opiate drugs, it would protect him to conceal the presence of those drugs from him.
Your husband is unable to protect himself from his bad habits, or is unwilling to learn. So you have to do the right thing. You are protectively withholding information that could result in him accessing that money and spending it, leaving you with nothing when you have an emergency.
If I was in your situation, I would do exactly the same thing. It's not like you are concealing the money from him in order to harm him. For example, if you were planning on hiring a hitman to kill your husband, or leave him for another man, and you were saving for that, then that would be morally reprehensible. But you are saving for your family's best interests. That is the right thing to do.
Best wishesIs it bad to save money without telling your husband?
Very nicely put !!
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If he is not responsible enough, then don't tell him. One day when you need it, he will be pleasantly surprised. I hope.
My husband and I have decided to keep our accounts separate and not open one jointly because of similar reasons. I am more responsible than he is, and I'm afraid if he had access to all that I sacrificed for and have worked so hard to save, that he may spend it on frivolous things. He's the type to say ';oh what's $15 here? or $30 there?'; and that all adds up! I don't want him thinking we have more money than he knows about.
I'm not saying that I think it's right to keep things from your husband, but so long as you are not being stingy or plotting against him with it, it's actually probably in both of your best interest.
But I'm sure your husband keeps a secret or two from you, too.
Shhhhh. Keep it to your self.
My aunt has been married for some time and has a secret acount too. You never know what will happen, if your husband blows all the money, loses his job, or worse divorces. You will be all set.
Keep it a secret, you are doing a good thing. I would do it too if I were you.
I don't think it is wrong to save some without your husband knowing, but that is a pretty significant amount. Now that you have a nest egg for a rainy day, why not create a savings account that he knows about, or would he just spend it?
As long as you are still putting in equal percentage of your income into the family, then I think it's perfectly okay.
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