What are implications if we hire employees in later years?Me and my husband opened a C corp and r the only 2 employees. Can we open a SEP ira in our names ?
You are getting into a pretty complicated area of ERISA. I would contact your accountant or financial advisor to see how to best go about it. If you write the plan document that anyone who works over a certain amount of hours you would be responsible for making contributions for the employees as well.
They are going to need more specific information regarding your company to help you pcik the best type of plan for you and your company.
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